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While prepaid gift cards can be stolen or lost, just like a debit card or credit card, there is some good news: The 2009 Credit Card Accountability Responsibility and Disclosure (CARD) Act offers protections to gift cards issued by retailers and banks.
We all have those gift cards we just never used -- the ones for places you used to shop but don't anymore, or the gifts from a well meaning friend or relative who just doesn't know you as well as they think. Luckily, you don't have to just throw these gift cards out or spend them on things you'll never actually use.
There are plenty of places willing to buy gift cards, both online and in person. It's important to find someplace trustworthy so you don't end up giving your gift card away and getting nothing in return -- luckily, all the research here is done for you!
While selling online is the more common way to go these days, there are still kiosks where you can trade in your gift card if you prefer to go that route. In fact, you've probably seen a few of them while out on your normal shopping trips -- even if you didn't pay them any mind at the time.
Additionally, you can use the website to check the 'buy' section for your gift card brand, to make sure they'll accept it. That said, they accept over 700 different merchants, so it's very unlikely there will be a problem.
Something that you might not initially think of that seems obvious in hindsight is the idea of checking Google Maps for a nearby kiosk. You can easily search for a term such as \"sell my gift card\" and Google Maps will list any available kiosks near you. Pick a kiosk, bring your gift card there, and get that money!
Target sells gift cards, of course -- but did you know they buy them as well You can bring your gift card to the electronics section of your local Target, and they'll give you an offer that you can accept or refuse.
Selling your gift cards in person might feel safer -- and gets you the cash quicker -- than selling online, but it's certainly not as convenient. If you'd rather go with the online option, don't worry -- you have plenty of websites to choose from.
One option to sell your gift card online is ClipKard. You can only sell physical gift cards, and you'll need to enter the gift card number (though not the PIN number) to get your offer. If you're happy with it, you can accept, ship the gift card off, and get paid!
With GiftCash, you can get paid up to 94% of the card's original value, depending on the brand. You just input the brand and the amount on the card, get an offer, and accept or reject it. If you choose to accept, there are plenty of different cashout options to choose from -- even crypto.
With Raise, you can sell both physical and e-gift cards. You get to set the price and sell your gift card directly to another buyer, and there's no listing fees -- but when the card sells, Raise takes a 15% commission. You can sell partially used gift cards as well, though there's a minimum balance limit for those -- $10 for a physical card, and $5 for an e-gift card.
If you're not happy with the offer you get, you can also choose to trade your gift card for a gift card from a different retailer. You still won't get 100% of the value, but you'll get a higher value than you would by just selling it.
GameFlip is -- you guessed it -- a website for gamers to buy and sell gift cards (and other things as well). It prides itself on being at the top of the list when it comes to safety and preventing fraud. Similar to Raise, you can list your gift card yourself and choose the price, and they'll take a small cut once it sells.
Unfortunately, unlike most of the other options on this list, GameFlip doesn't offer the ability to cash out via PayPal. Instead, you'll have to use Wise, Payoneer, or Skrill -- or cash out in Bitcoin, if you're into cryptocurrency.
That said, this particular subreddit has strict rules and requirements in place, as well as a reputation system so you know the person you're selling to is trustworthy. Essentially, as long as you're careful and do your research on someone before handing over the code to your gift card, you should be fine.
There's very few people who haven't heard of eBay -- it's one of the most popular ecommerce platforms that exists. Luckily, it's also a great place to sell gift cards. It's simple enough to list, and you can list up to 250 items per month for free. That said, eBay does take a cut of the final sale price, so make sure to keep that in mind.
If you're not happy with any of the offers you get, or it's just too much of a hassle, you do have other options to get rid of unwanted gift cards.Regift -- If you know someone who just loves that store or restaurant, you can save some money on the next holiday by giving them your unused gift card.Donate -- Some gift cards, especially food and clothing ones, can easily be donated to people who need them -- either directly or through an organization built for that.Return -- Some retailers will take gift card returns as long as they're unused. That said, you'll usually need the original receipt, so hopefully the person who gave you the gift card won't be too offended if you ask for it.
There's no reason your unused gift card should go to waste. It's easy to sell or trade it in, and you can usually get a pretty big percentage of the value back. Plus, someone who will actually use it can buy it at a discounted price. Win win!
The Blue Cash Preferred is a cash-back credit card, which is less valuable than earning Amex Membership Rewards points. But if you are a fan of cash-back rewards, 6% back on gift cards is as good as it gets, making the Blue Cash Preferred one of the best credit cards on the market today.
A gift card purchase at an office supply store becomes even more lucrative if you also have a Chase Sapphire Preferred Card, Chase Sapphire Reserve or the Ink Business Preferred Credit Card. Then, your 5% back turns into 5 Ultimate Rewards points per dollar spent, which can be redeemed at a much higher value than cash back.
Yes, you can buy gift cards with a credit card. Most retailers will accept them, but your issuer may or may not let you earn rewards for this purchase, so make sure you check the stipulations regarding gift card purchases on your account beforehand.
According to CNBC, up to $3 billion worth of gift cards go unused every year. So while your loved ones may not be making the most of their gift card redemptions every holiday season, you can do your research and rest on the satisfaction that you at least received your credit card rewards from the purchase.
Buying gift cards is kind of like buying cash for a certain retailer, which means you can lose out on rewards when you redeem the gift cards. However, there is a way to double dip on gift card rewards: online shopping portals.
The following gift cards are projected to be the most popular among consumers this holiday season, according to WalletHub data. You can also see how the most popular gift cards have changed over the years.
Shipping or Purchase Fees (5 points): Any amount spent on fees for purchasing and shipping a physical gift card reduces the amount you can allocate to the gift itself and eats away at any discount you were able to obtain.
Yes, you can buy Visa gift cards with a credit card online through Visa and at some stores. Retailers such as Walmart, Staples, and Target allow people to buy Visa gift cards using a credit card, while others, like the grocery chain Giant, only let people buy Visa gift cards using cash or debit cards.
Some stores may not allow gift cards to be purchased with a credit card because they frequently had people buy gift cards with counterfeit or stolen credit cards. You should check beforehand with a store to see whether a credit card payment is acceptable when buying a gift card.
Getting a Visa card costs as little as $0, depending on the type of Visa card you get. Visa gift cards often have a one-time fee of $2.95 to $6.95 at the time of purchase, based on the gift card's value, whereas most Visa debit cards and credit cards cost nothing to get. Some Visa credit cards charge an annual fee for the privilege of owning the card, though, and the checking account a debit card is tied to may have monthly maintenance fees.
It's important to note that if you get a Visa card, there may be additional transaction-based fees. For example, if you complete a balance transfer or take out a cash advance with a Visa credit card, you will likely pay either a flat fee or a percentage of the transaction amount, whichever is higher.
Bear in mind that Visa is a payment processing network and doesn't decide the fees, interest rates or rewards associated with specific cards. Instead, Visa partners with banks and credit unions, and each sets its own card terms, ultimately determining how much a Visa card could cost you.
Yes, it is possible to buy a Vanilla Visa with a credit card, but it depends on the type of the card you want and where you decide to buy it from. More specifically, there are two types of Vanilla Visa cards:
You can buy a Vanilla Visa Gift Card with a credit card online, through vanillagift.com, as long as your card isn't on the Mastercard network. More specifically, they accept cards from the rest of the four major credit card networks (Visa, American Express, etc.) as a payment method. 781b155fdc